Layby Your Way with Chrisco

Remember the good old days of layby shopping? Well, at Chrisco, we’re keeping that tradition alive with a modern twist. Layby is a simple, flexible, and budget-friendly way to pay for what you want—without the need for credit cards or loans.

What is Layby?
Layby is a classic payment plan where you select your items, pay in manageable instalments over time, and receive your goods in time for Christmas 2027 once your payments are complete. It’s a no-interest, no-stress solution to spreading the cost of big purchases.

Why Choose Chrisco Layby?
At Chrisco, we’ve been doing layby since before it was cool. Now, it's back in style! With Chrisco Layby, you get:

• No Interest, No Fees: You pay only for what you buy, with no hidden costs or charges.
• Flexible Payment Plans: Tailor your payments to fit your budget. You choose how much to pay and when, making it easier to manage your finances.
• Peace of Mind:  No credit checks, no debt—just straightforward payments. Plus, you’ll have everything sorted for Christmas.
• Heaps to WIN: Chrisco customers have lots of chances to win!  The 2027 major prize is a chance to WIN a $10,000 Holiday!*

With Chrisco, layby is easier than ever. Plan ahead, shop with confidence, and make your payments work for you—Layby Your Way with Chrisco!

Start your Christmas 2027 shopping now - Check out our online catalogues today.

*A Chance To Win A $10,000 Holiday Competition T&Cs:  Entry is open to Australian residents who have placed and fully paid for an order of $500 or more from any Chrisco 2027 catalogue. Competition starts 18/09/2026 at 12:01 am and ends 22/10/2027 at 11:59 pm. One winner will be drawn on 29/10/2027 and, if required, must correctly answer a skill-testing question. The winner will be formally announced by 30/11/2027.